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Underwriting Engine

Streamline Your Lending Decisions with Fintaar's Advanced Underwriting Engine

Fintaar's Underwriting Engine is your go-to solution for streamlining lending processes and centralizing underwriting policies. With robust API integrations for seamless connection with your Loan Origination System (LOS) and file-based data ingestion, our platform offers flexible financial product definitions. Easily launch variations of Term Loans, Business Loans, Overdrafts, and Supply Chain Finance.

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  • Centralized setup for underwriting policies, including Document Sets, Rejection Rules, Eligibility Rules, Financial Rules, Deviation Matrix, and Agreement Templates.
     

  • Pre-integration with all major credit bureaus.
     

  • Integration with Account Aggregators (AA), Business Support Applications (BSA), GST, and Company Databases.
     

  • Advanced Rules and Calculation Engine with simulation capabilities.

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Key Features 

  • API based Data Ingestion

    Efficiently ingest data from multiple sources through APIs and  ensuring seamless integration and real-time processing.
     

  • Centralized Underwriting Policy Management

    The platform enables you to set up underwriting policies at a central place, including document sets, rejection rules, eligibility rules, financial rules, deviation matrix, and agreement templates. This ensures consistency and efficiency in the underwriting process.
     

  • Admin Portal for Configuration & Reporting

    Configure innovative financial products, policies and derive valuable insights
     

  • Rules and Calculation Engine

    The platform comes with a built-in rules and calculation engine, allowing for the definition of complex underwriting policies and the simulation of financial scenarios. This ensures accurate and consistent decision making based on predefined rules and calculations.

Key Benefits

By choosing Fintaar's Underwriting Engine, you ensure that your lending decisions are backed by robust technology and data-driven insights. Our platform's versatility and comprehensive features provide the support needed to streamline operations, enhance customer targeting, and improve overall efficiency. Whether you're a small lender or a large financial institution, Fintaar's solution adapts to your needs, offering unmatched scalability and reliability.

Enhanced Data Integration

Improved Sales
Strategies

Operational
Efficiency

Comprehensive
Oversight

Integrate various data sources effortlessly, ensuring a holistic view of customer information and lending criteria.

Leverage advanced segmentation and rule-based strategies to target the right customers, improving conversion rates and customer experience.

Manage telecalling and field operations seamlessly with dedicated portals and mobile apps, reducing manual effort and increasing productivity.

Monitor and manage all aspects of your sales activities with an intuitive admin portal, offering real-time insights and reporting for better decision-making.

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